Commercial Development, Energy, M&A, Oil & Gas,Multifamily, Hotels, Environmental, Technology
$1 Million to $5 Billion
Our construction program provides short and long-term funding in a single loan product. During construction, our loan is interest only which then automatically converts to permanent financing once the project is completed.
20 to 30 year term
$100M to over $6 Billion
Up to 85%
Up to 85% refinance
Up to 85% purchase
Capital of Texas, LLC now offers Equity Participation of up to $500 Million per project to qualified builders and contractors. We realize one of the most difficult components for professional builders is raising the equity required to qualify for the construction loan. We have designed a new program to provide this for you as well as the construction loan.
SBA 7a and SBA 504
We conduit with top SBA direct lenders for business loans up to 5 Million (7a) and up to $20M Million (504) with real estate included. Terms from 7 to 20 years, with as low as 10% down in some cases.
Capital of Texas, LLC is a private nationwide commercial real estate (“CRE”) capital provider, investor and intermediary firm. We offer a developed platform of integrated and customizable services to owner-operators of commercial real estate. We provide and, or arrange, a broad range of unique debt and equity solutions. We structure recourse and non‐recourse loans for stabilized and distressed properties, value-add and opportunistic real estate ventures.
Here are some of our products:
Interim/Bridge Financing: This program is for non-cash flowing, transitional or value-add situations (e.g. multi-family, entitled land, rehabs, acquisitions, fix and flip, repositioning, new construction, sub-division development, etc...). Here we have enormous flexibility in how we structure and deploy capital, driven primarily by your needs.
Revenue-generative Properties: This program is for cash-flowing properties. We seek Sponsors with strong credit, liquidity, and experience. We also provide a ‘stated’ (no income verification) option with competitive rates and terms.
Asset Classes: Multifamily 5+ Units/Mixed Use/Office / Medical Office /Retail /Self-Storage /Condo/ Hotel /Senior Housing Communities, Entitled Land Acquisition or Refinance, Construction, Single Family (Non-Owner Occupied) Investment / Line of Credit / Fix & Flip.
Non-real estate loans: If you are a small business with a documented revenue history, we can also provide you with financing based on your specific needs.
We are actively seeking transactions that fit our criteria and strongly encourage you to submit your proposal. If you are interested in an initial review, do email me at firstname.lastname@example.org
LOAN AMOUNT $75,000 - $650,000,
CALL FOR LARGER
TERM 8 Months + 4 month extension
INTEREST RATE 4.99% - 7.99%*
PROCEEDS Up to 92% LTC
RECOURSE Limited Recourse possible
OTHER No monthly payments; pay interest at maturity.
Pay upfront fees at maturity.
For full terms, request a term sheet. If
For the owner-occupied borrowers with less than perfect credit, challenges with proof of income or just need to close quickly. Athas Capital Group offers consumers the ease of finance with lower than expected rates compared to hard money products. This program varies between traditional income documentation to alternative forms of proof of income documentation. Athas Capital Group even finances borrowers with fico scores as low as 300! Our maximum DTI is as high as 55% with LTV’s as high as 80%. We offer a creative solution for hard to finance owner occupied homes.
Borrowers looking to refinance N/O/O SFR, Condo and 2-4-unit properties can look for some of the best rates in the Non-QM industry with our Business Purpose Program. Long term (30 years) loans with NO balloon payments and Interest only options are available. You can count on many options for prepayment privileges and impounding for your property taxes/insurance.
Every borrower deserves a loan and with our bridge loan product. Those borrowers looking to refinance N/O/O SFR, 2-4-unit properties, 5+ unit multi family, Mixed Use or Office & Retail have just that. We even finance properties in rural areas and those with minor to significant deferred maintenance. With an increased loan amounts and just about any credit profile Athas Capital Group is the home for your next bridge loan request. Our bridge products are usually used by Real Estate owners that only want to borrow money for a short period of time (up to 60 months), then want to exit out of our loan to obtain bank financing.
Sometimes a great opportunity comes up in the market. Our Fix and Flip loan allows borrowers to purchase a distressed property or refinance an incomplete property without the need for draws and escrow accounts.
50 -60% LTV
Whether you are an experienced developer or just starting out, we move as quickly as you need us to.
Our team has many years of business and construction experience, as well as addressing the financial needs of both.
We have direct resources to finance your business loan needs, as well as construction loans for developers.
Once you have your SEED CAPITAL, we help you to determine if you have enough EQUITY (skin-in-the-game) to move your project forward, Then whether you need more EQUITY, MEZZANINE FINANCING, or jump right into the development phase of your project.
Currently involved in Mixed-Use, MultiFamily, Oil & Gas, Resort Condo and Hotel, Casino and Major Sports Arenas, Public Utility Projects, Mass Transportation, Alternative Energy, Public and Private Sector. We specialize in new construction, as well as acquisition of existing properties.
For Consultation, contact:
Rick Dowling NMLS 315057
By assessing your needs and goals, plus allocation of your time frame and financial situation, we can roadmap the steps necessary to get your project done on time, and within budget.
At Capital of Texas, LLC, our resources stretch far and wide. From traditional banking and SBA, to non-bank lending applications. We represent Private Equity Partners, Investment Bankers, and Private Placement Professionals. When required, we can interface with Broker/Dealers to be in compliance with SEC Regs.
US Navy (Vietnam Era) Veteran, Having owned numerous businesses from Food & Beverage Operations, Real Estate Development, and Finance, Business Brokerage, Auto Sales Service & Repair, Commercial Mortgage and Finance. This business is all about the relationships.
Send me a message, and tell me more about your financial goals and needs. I will get back to you soon to schedule a consultation.
P.O. Box 756, Buffalo Gap, TX 79508, US
Monday - Friday: 9am - 5pm
Saturday: By appointment